The insurance industry is starting to contemplate the impact on car insurance with the coming of self-driving cars. Aon Plc is predicting a 40% reduction in automotive insurance premiums once there is a wide level of adoption of autonomous vehicles. 

Since automotive insurance premiums equate to 47% of global insurance premiums, this will have a significant impact on the insurance companies' bottom line.

This is one of the many changes that the insurance industry will face over the coming years. We feel that there is a major change on the horizon for this industry and startups and new business models will drive much of this change. 

We are actively talking to startups in this space to help drive this improvement in customer experience and overall efficiency.